Mary Molloy Solicitors · Established 1981
Remortgage Solicitor for Dublin and All of Ireland
Switching lender, releasing equity, taking a top-up or transferring the property into different names — the remortgage itself is a legal transaction, and the legal work is what decides how quickly your new loan draws down. We act for homeowners and property owners across Ireland, with all enquiries handled through our Dublin office.
What a remortgage solicitor actually does
Your new lender will not release funds until a solicitor has investigated the title, certified it, put mortgage protection and home insurance in place, given undertakings to both banks, and arranged to redeem the old loan and register the new one. This site explains every part of that process — what it costs, how long it takes, and the problems that most often hold Irish remortgages up.
The Remortgage Process
Every legal step from loan offer to redemption, explained in plain English.
Switching Lender
Cashback offers, rate switches versus full switches, and what the legal work involves.
Costs and Fees
Legal fees, outlays, valuations and the true total cost of remortgaging in Ireland.
Equity Release and Top-Ups
Releasing equity for renovations, education or investment through a new or increased mortgage.
Transfer of Equity
Adding or removing a name from the title and mortgage, including buying out a co-owner.
Remortgage After Separation
Remortgaging in the context of divorce, judicial separation and family law orders.
Title Issues
Missing deeds, planning problems, compliance certificates and other delays — and how they are fixed.
Redeeming Your Mortgage
Redemption figures, undertakings, accountable trust receipts and retrieving your deeds.
Buy-to-Let Remortgage
Remortgaging investment property, including tenancies and lender consent.
Arrears and Negative Equity
Remortgaging with an arrears history, restructures and lender consent issues.
Self-Build and Non-Standard
Remortgaging self-build homes and properties that fall outside the standard mould.
The Remortgage Timeline
How long a remortgage really takes in Ireland, and what causes delays.
Remortgage Savings Calculator
Compare your current rate with a proposed new rate, factor in switching costs, and see the monthly saving and break-even month. Runs entirely on your device — nothing is stored or sent.
Open the calculatorRemortgage Readiness Checker
Answer a short checklist about your title, property and paperwork and get a plain-English readiness summary with the documents you are likely to need. On-device only.
Open the checkerAn established firm, a modern service
Mary Molloy Solicitors was established in 1981 and brings 45+ years of experience to property and private client work. Remortgage conveyancing is well suited to being handled by post, email and phone, so we act for clients in every county. Our Dublin office at The Ormond Building, Ormond Quay Upper handles all enquiries; we also maintain an office at 2 Rose Inn Street, Kilkenny.
More about the firmThis page contains general information about Irish law and practice. It is not legal advice, it may not reflect your circumstances, and reading it does not create a solicitor–client relationship with Mary Molloy Solicitors. We do not advise on taxation; please speak to your accountant or Revenue. In contentious business, a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement.